Enormously important!
Millions of people contend with poor credit daily. They know from personal experience the level to which poor credit can ravage someone's life and peace of mind.
 The distressing impact of poor credit is personal as well as financial.
People with poor credit will be forced to pay greater (and in many cases MUCH greater) interest rates to borrow money, resulting in many thousands of dollars extra they will have had to pay over the life of their car and home loan, money that could have gone for retirement or college expenses.
But what's even more devastating than that, Americans whose credit is EXTREMELY bad may be prevented from even getting a loan! The "American dream" of home ownership may always remain just that for these unfortunate folks - a dream!
They might be prevented from getting a car, a credit card, or even credit to purchase basic household appliances. Poor credit in some cases may affect insurance rates or the ability to get a job.
But the problems caused by poor credit go way beyond financial. They can affect one's relationships, cause mental and emotional suffering, and even cause stress that can destroy one's health.
However, having good credit opens many doors for a person. It plays a central role in one's future, both personal and financial, and opens up opportunities that would otherwise be missed.
One out of every 3 or 4 Americans endure the bad effects of poor credit. If you happen to be one of them, there's something you should know …
You DON'T have to sit still and take it!
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