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THE MAJOR CREDIT BUREAUS

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CREDIT IMPROVEMENT

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CREDIT CARDS

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CREDIT EDUCATION

Picking the Best Mortgage Loan

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All About Financing

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FEDERAL LAWS

The Equal Credit Opportunity Act (ECOA)
Intended to insure non-discrimination in credit transactions

The Fair Debt Collection Practices Act (FDCPA)
Prohibits the use of unethical practices in pursuing debt collection

The Fair Credit Billing Act
Sets forth methods to rectify mistakes on credit card accounts

Fair Credit Reporting Act (FCRA)
Addresses the reporting of erroneous information by the credit bureaus

Your Credit Score


Three simple numbers that mean the difference in financial health or financial despair ... your credit score!

A mathematical number assigned to you, and determined by your past payment habits and various other issues, it reflects your credit worthiness and can make a difference in whether you will, or will not get a loan, your interest rate, credit card interest rates, and so on.

Find out what YOUR credit
score is.

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