What differentiates us from the run-of-the mill "Credit Repair Company"?
Inclusive Focus
Many companies focus exclusively on elimination of all negative accounts from your credit report. But that's not always the best approach! It's not at all unusual that the result is a LOWER credit score after deletion of negative accounts.
We know WHICH items to dispute and HOW to dispute them - which ones should be removed and which should not. We know HOW to deal with the credit bureaus to make sure that everything is being done that will result in the most improvement in your credit score.
Analysis
We assess your credit report and help you prepare a strategy to improve your credit standing. We assess your past credit history and decide on the best course to bring about restoration of your credit rating.
We take a comprehensive approach that goes far beyond simply challenging data in your credit report.
Follow-up
We provide our clients a full one year follow-up at no extra charge. We continuously check our clients' credit report during that time and take the appropriate action to constantly work on improvement in their credit score.
Individual attention
We don't believe in the "one size fits all" procedure and instead look at each client's credit report and prepare a plan of action based on that client's individual situation, in order to maximize progress in improving that client's credit rating.
Fees
The problem with the average "Credit Repair Agencies" is that their fees are unrealistic for most people, especially those graphing with bad credit. Some even charge their clients thousands of dollars.
The result?
1. People either can't afford to pay, and are compelled instead to go on suffering with problem credit, or ...
2. They have no choice but to BORROW money to pay the fees, further complicating their already desperate financial situation.
Our fees are by far more affordable than those of most "Credit Repair Agencies." We understand the needs of those who suffer from problem credit.
We believe our clients are deserving of the affordable help they need so badly - and we consider it our duty and privilege to give them that help! |
